Small Business & Microloans

From $5,000 to $300,000, whether you are looking to expand your current business or starting a new one, Fresno CDFI has a wide range of loans that can get you where you want to go.

Take a look at our options below and find the right one for you. Then you can submit an inquiry and a loan officer will contact you to help complete the application process.

Managing your business has never been easier!

POWER Loan

up to
$10,000
  • For energy efficiency retrofits (currently only serving Fresno County)
  • 0%, $0 fee loans made possible through partnership with Fresno County EDC & PG&E
  • Loan payments are less than money saved!

Micro-enterprise Loan

up to
$50,000
  • For entrepreneurs and existing businesses that need a ‘bridge’ to mainstream credit.
  • Financing: working capital, business equipment, receivables, business debt refinance, and tenant improvements.
  • More Information on SBA Microloan Product

Enterprise Loan

up to
$300,000
  • For strengthening or expansion of existing businesses.
  • Financing: working capital, business equipment, tenant improvements, commercial real estate (including gap financing), business debt refinance.
Eligibility Requirements

CREDIT CHECK

Yes, it’s a mandatory thing.

1:1 COLLATERAL

Under-collateralized loans will require an SBA Community Advantage loan guarantee or enrollment in the California Capital Access Program.

COMPLETED BUSINESS PLAN

Only if under 3 years in existence. Business plan referrals and assistance are available.

This institution is an equal opportunity provider and employer.
To Get Started
Ready To Apply?